The specifics of Washington DC's Home Purchase Assistance Program (HPAP): Home Purchase Assistance Program is a program that helps low and moderate income individuals and families buy a home in Washington DC. Up to $70,000 in financial assistance is available for qualified applicants.

How do I qualify... 1. Be the head of household and a first time homebuyer... 2. Be a low to moderate income resident... 3. Cannot have held residential real estate interest within three years prior to application... 4. Must be the purchaser's primary residence and be inside the District of Columbia... 5. Have a good credit rating...

Note: You don't need to be a DC resident to apply but DC residents always come first.

Up to $7,000 separate closing assistance is also available.

*You need $500 or 50% of liquid assets greater than $3,000 

*Loan repayment begins in the sixth year of the loan and is amortized over 40 years.

*If you transfer the property, refinance the property or if the property does not remain your principal residence, the entire amount of the loan is due immediately....

To apply contact one of the following organizations...

Housing Counseling Services Inc   2410 17th St NW Washington DC  20009  202/667-7006-108

Marshall Heights Community Development Organization   3939 Benning RD NE Washington DC 20019   202/396-1200

Lydia's House   3939 S Capitol St SE Washington DC 20032   202/373-1050

Latino Economic Development Corp   2316 18th St NW Washington DC 20009   202/588-5102-16

University Legal Services 220 I St NW  St 130  Washington DC 20002  202/547-4747

University Legal Services    3232 Pennsylvania Ave SE St 4 Washington DC 20020  202/547-4747   

Click here for the entire listing of DC 1st Time Homebuying and Counseling Services Programs..